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Vehicle Finance

Practice Finance Solutions have secured a facility with a leading Motor Finance Company providing our clients with quick, easy and convenient vehicle finance.

We can provide a very competitive quote with minimal information required. We can arrange motor finance for new & used cars, motorbikes, caravans and light commercial vans.

Hire Purchase and Personal Contract Hire are the most common ways of funding your vehicles.

We arrange short term loans ranging from £1,000 to £250,000 and from 1 year to 5 year terms.This allows you to change your vehicle every few years.

It is a quick and easy application. Once you have chosen your vehicle from your chosen supplier all we would need is basic details of you, evidence of earnings, vehicle specifications and the supplier details. Once we have that information it normally takes under 1 hour for a decision, pay the deposit to your supplier, sign the agreement and direct debit and take away your vehicle.

Please call us for a realistic and competitive quote on 01543 473 070 today

Whether it involves one vehicle or an entire fleet, Practice Finance Solutions are able to tailor a suitable vehicle package to meet with your specific requirements.

Hire Purchase

Ideal for companies who either wish to utilise equity in their existing vehicles or pay a cash deposit toward their next transaction. A cash deposit allows you to match your monthly repayment precisely to your budget. When all of the repayments have been made, the vehicle is yours.

Lease Purchase

The benefits of lease purchase – and the ultimate ownership – are identical to those of Hire Purchase. The only difference is the deposit, which is expressed as a rental rather than a cash payment. In effect, Lease Purchase offers a reduced initial outlay and an improved cash flow when compared with Hire Purchase.

Finance Lease

With Finance Lease, as with any leasing agreement, you enjoy the use of the asset whilst never actually owning it.

Accelerated tax allowances are available when leasing. However, dependent upon the cost of the vehicle, tax allowances may be forfeit depending on Government legislation regarding the taxation threshold imposed on cars.

Contract Hire

Vehicles are hired for a fixed cost over an agreed time period. This comprehensive fixed cost vehicle funding facility has the additional advantage of being “off balance sheet” – which therefore improves gearing and other performance-related ratios.

For further information please contact us or, to apply for a loan, please complete our online application form.
Alternatively, to contact one of our dedicated team, please call on 01543 473070